I tend to get ahead of myself, um, a lot. It can be really easy for me to have a goal in mind, and get really frustrated when I can't accomplish it RIGHT NOW. When it comes to my desire to sell our condo and move to a single family home, I need to start with the small steps. Even if we weren't so underwater, now would not be the time for us to do this. First, we need to get some debts paid off. Then we need to save for a down payment.
So I am trying to step back and look at the small steps we need to take to make the big dream of having a "forever" home happen. First things first, a budget. I've looked at our budget, and we actually should be doing much better than we are. We're over spending on frivolous stuff like eating out and Target trips. Once we get our budget under control we're going to roll all those extra pennies into paying down our debt.
I feel motivated, and like we can do this.