Thursday, May 28, 2015

June Monthly Goals

June is always a time of readjustment for our family. We go from being a two working parent family to having M at home with the kids full-time. We don’t pay for daycare over the summer, which is fabulous, but we also have a big change in our schedule and routine. Because May was so busy, and our July is going to be extraordinarily busy with a wedding and a work conference back-to-back, I plan to make June all about rest, relaxation, and simplification. Here are our goals for June:

* Automate our weekly daycare payment to go into savings instead. I will set up our bank account to withdraw the same amount weekly that we pay to daycare. If we stick to it, we’ll save a big chunk of change this summer!

* Find free and cheap things to put on our “summer bucket list.” One of my ideas is to visit every park in our school district. The kids love exploring new areas, and who knows, maybe one of these parks will become our new neighborhood next year!

* Quiet our master bedroom. I didn’t do this last month, but I really want to focus on making our master bedroom a decluttered, minimal haven for us to relax.

* Take care of the school’s community garden. One thing we adore about our neighborhood is my eldest’s school. We are participating in the community garden this year, and have signed up for a week in late June to be in charge. I look forward to digging in the dirt, enjoying fresh vegetables, and being part of the community.

* Better anticipate “extras” in our budget, particularly presents and outings. We do have some wedding showers and birthday parties to attend in June, and I need to better incorporate these expenses into our budget. For some reason they always sneak up on me, and they really shouldn’t. I also want to make sure we are as frugal as possible when it comes to these expenses. For the wedding I am in in July, I plan to get my dress altered by someone I know who is extremely affordable, wear shoes I already have, and wear clothing I already have to all the other events instead of buying new outfits.

* Say “no” more. If it doesn’t fit into the budget, if it makes our schedule untenable, or it just doesn’t fit with our values of living a slower, simpler life, I will say no.

* Dent the credit card debt. We saved a lot of money last month, but didn’t pay down any debt. My goal for this year is to do both simultaneously, so I have will make this a higher priority in June. 

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